Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Amount of credit: £300 over 90 days. Interest: £113.93 Interest rate: 219% pa – fixed. Three repayments of £137.98. Total amount payable: £413.93. Representative APR 649.3%.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

Fernovo Loans

Fernovo are online short term loan lenders offering loans of between £100 and £1000 from 1 to 6 months. Fernovo offer full online account management and you can always save money by repaying early.

When can I get my loan?

Fernovo loans can be funded 24/7 and for approved loans, funds are sent within 15 minutes via Faster Payments which is free of charge.

How do I repay my loan?

Fernovo will collect your loan repayment from your debit card on the agreed repayment date. It is important that you ensure the funds are available to collect on the agreed date.

What happens if I can't pay my loan on time?

If you are unable to make your scheduled payment for your loan, you should contact the Fernovo team as soon as possible on 020 3476 5171 and they will endeavour to help you and may be able to offer alternative repayment options. Fernovo may charge you a one time fee of up to £15 if you miss a payment.

Application Criteria

  • You must be at least 18 years old to apply for a Fernovo loan
  • You must be a UK citizen
  • You must have a UK bank account and have a valid debit card
  • You must be in regular, paid employment or self employment with a regular income

How is this lender regulated?


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
0203 476 5171