Fund Ourselves

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative Example: Borrow £200 for 119 days. Interest rate 213% pa (fixed). Total amount repayable £285.16. Four repayments of £71.29 each. Representative 515.48%.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

Fund Ourselves are a short term peer to peer lender offering personal, unsecured loans up to £500 from over 4 months. When you borrow through Fund Ourselvesyou are borrowing from other people and their loans offer flexible repayments and no hidden fees or costs. If you have a particularly poor credit history you should not apply for a loan through Fund Ourselves.

When can I get my loan?

You can apply for a loan online 24 hours a day and get a response instantly from Fund Ourselves. Once approved loans are typically paid out on the same day.

How do I repay my loan?

Repayments are taken from your debit card on your agreed repayment date.

What happens if I can't pay my loan on time?

If you find yourself in financial difficulty the first step is to speak with the team and they will help you work out a way to settle your debt in a mutually beneficial way.

Application Criteria

  • Over 18 years of age
  • Full-time UK resident
  • Employed and earning a regular salary
  • Valid UK bank account, mobile phone and email
  • No guarantor required
  • Bad credit considered
  • Can afford to repay
  • No recent CCJs, IVAs or bankruptcy

How is this lender regulated?

  • Authorised & Regulated by the FCA


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Fund Ourselves