Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative 939.5% APR. Representative Example: £400 loan for 113 days (4 instalments). Total: £597.48. Interest £197.48. Interest rate 255.5% pa (fixed). Repay £149.37 for 4 payments
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

Money boat loans

Moneyboat are an online short term lender offering new customers loans from £200 to £800 repayable over 2 to 6 months. Existing customers may be eligible to borrow up to £1500.

When can I get my loan?

Moneyboat fund their loans between 8.30am and 5.30pm Monday to Friday. Loans are sent via faster payments directly to your bank.

How do I repay my loan?

Loan repayments will be collected from your debit card on the dates that you set in your application, this would typically be the dates that you get paid.

What happens if I can't pay my loan on time?

If you are unable to meet any of your repayments, you should contact Moneyboat as early as possible. You may be charged a default fee of up to £15 for missing a payment and interest will continue to accrue whilst your loan is in default up to a maximum of 100% of the amount borrowed.

Application Criteria

  • You must be over 18 years of age
  • You must be a UK resident
  • You must have a UK bank account with a valid debit card
  • Moneyboat do not accept applications from Students

How is this lender regulated?

  • Moneyboat are authorised and regulated by the Financial Conduct Authority


Late repayment can cause you serious money problems. For help, go to The Money Advice Service