Short Term Loans

We cover everything you need to know about both payday loans and short term loans, including loans for people with bad credit.

We break down APR and interest, clear up all of the jargon that you come across and look at what the rules and regulations are for short term lenders.

Our essential guide to Short Term Loans will give you everything that you need to make the best choice for your next loan.

  • Understanding APR
  • Jargon Buster
  • Short term loans & your credit score
  • Choosing the right lender
  • Overdrafts vs Short Term Loans
Back to education centre

Our Education Centre gives you the tools and knowledge you need
to make better financial decisions


Choosing the right payday lender

If you are presented with a choice of lenders, how do you know which one is the best for you? Use our simple guide to make sure you pick your perfect lender


Jargon Buster

Feeling confused by financial terminology? No problem, let us break down some of the most common phrases and words for you


Overdrafts vs. Payday Loans

If you’re in need of a quick cash fix, you could apply for either a short term loan or an overdraft from your bank, but which one is best? We take a look here


Short Term Loans & Your Credit Score

Have you ever wondered what the impacts having short term loans will have on your credit score? We answer all of your questions here


Understanding APR & Short Term Loans

Why are APR’s so high with payday and short term loans and are they a good way of understanding the cost of a loan? Find out here